Calculator / ETFs / JEPI

JPMorgan Equity Premium Income ETF

JEPI dividend calculator

What JEPI pays today, how much you'd need for a monthly income goal, and what reinvesting could add up to, using JEPI's live yield of 7.5%.

Dividend yield
7.5%
Total return since launch
+93%
Average per year
+10.9%
Expense ratio
0.35%
Fund size
$46.3 billion
Pays dividends
monthly

From the TopDividendETFsPRO database, updated daily. Total return includes reinvested dividends.

What JEPI pays you

InvestedPer monthPer year
$1,000$6.25$75.00
$10,000$62.50$750
$50,000$313$3,750
$100,000$625$7,500
At JEPI's current 7.5% yield. Yields change and are not guaranteed.

Plan it in the full calculator

Add monthly deposits, taxes, dividend growth and see every year.

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How much you need in JEPI for a monthly income

Monthly income goalInvested in JEPI
$500 a month$80,000
$1,000 a month$160,000
$2,000 a month$320,000
$5,000 a month$800,000

What reinvesting JEPI dividends could grow to

Starting with $10,000 and reinvesting every dividend (JEPI pays monthly), with and without adding $500 a month.

After$10,000 onceIncome then+ $500/monthIncome then
5 years$14,533$90.83/mo$51,023$319/mo
10 years$21,121$132/mo$110,642$692/mo
20 years$44,608$279/mo$323,204$2,020/mo
30 years$94,215$589/mo$772,149$4,826/mo
Hypothetical. Assumes today's yield holds, no change in share price and no dividend growth, the same assumptions as our calculator. Real results will differ.

About JEPI

JEPI is an actively managed income fund with two parts. Most of the money sits in a portfolio of large U.S. stocks chosen by J.P. Morgan's research team, with a tilt toward steadier, lower-volatility companies. The rest, up to about 20% of the fund, goes into equity-linked notes (ELNs) that sell call options on the S&P 500.

Those option sales are where most of JEPI's monthly income comes from. The trade-off is familiar for covered call funds: the fund collects premium every month, but gives up some of the upside when the market rallies hard. Its lower-volatility stock picks are meant to smooth the ride in down markets.

Because much of the income comes through the ELNs, a large share of JEPI's distributions is usually taxed as ordinary income rather than as qualified dividends. That makes JEPI a popular choice inside IRAs and other tax-advantaged accounts.

Full nameJPMorgan Equity Premium Income ETF
IssuerJ.P. Morgan Asset Management
StrategyActively managed stocks plus S&P 500 call options sold through equity-linked notes
LaunchedMay 20, 2020
Expense ratio0.35%
Paysmonthly

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JEPI FAQ

What is JEPI's dividend yield?

JEPI's dividend yield is currently 7.5%, based on the TopDividendETFsPRO database, which is updated daily.

How often does JEPI pay dividends?

JEPI pays monthly.

How much does $10,000 in JEPI pay per month?

At the current yield, about $62.50 a month on average, or $750 a year, assuming the yield stays the same.

How much do I need in JEPI to make $1,000 a month?

About $160,000 at the current yield.

What is JEPI's total return?

JEPI has returned +93% since it launched in 2020, with dividends reinvested, about +10.9% a year on average.

Where does JEPI's income come from?

Mostly from call options on the S&P 500 sold through equity-linked notes, plus the dividends from the stocks it owns.

Are JEPI's dividends qualified?

A large share is usually taxed as ordinary income because of the equity-linked notes. The exact split is reported on your year-end 1099-DIV.

Sources

For education only, not investment, tax or legal advice. Yields and distributions change and are not guaranteed. Past performance does not guarantee future results. Read the fund's prospectus before investing.